body {margin:0; font-family: Verdana, Arial, Helvetica, sans-serif; background-color:white;  color:black ; text-align:center}

body,div,dl,dt,dd,pre,form,fieldset,input,textarea,blockquote,th,td
{ 
    margin: 0;
    padding: 0;
}

TABLE {margin:0; padding:0}

table.overall {margin:20px; padding:20px}

TD   {margin:0; vertical-align:top;}

a.toplink { text-decoration:underline; color:#89b5f5}

a:link { text-decoration:underline; color:#89b5f5  }
a:visited { text-decoration:underline;  color:#89b5f5}
a:hover { text-decoration:underline; color:#89b5f5 }
a:active { text-decoration:underline;  color:#89b5f5}
a:focus { text-decoration:underline; color:#89b5f5}

.cont {text-decoration:bold; color:white; font-size:large }

h1,h2,h3,h4 {color:#89b5f5; text-align:center}